Q.No.2 :- Describe the major functions of Bank

Primary Functions	Secondary Functions
Acceptance of Deposits	i)                   Agency functions
Advancing of Loans   -          Cash credit -          Overdraft -          Working capital -          Terms loans -          Hire purchase loans -          Others	ii)                 General utility services   -          Locker facility -          Travelers cheque and credit loans -          Letter of credit -          Collection of statistics -          Acting Referee -          Underwriting Securities -          Gift cheques -          Accepting bill of exchange on behalf of customers -          Merchant Banking
Creation of credit
Clearing of cheques
Financing of foreign trade
Remittance of Funds